Michael Fernland

💜September is Life Insurance Awareness Month

At Fernland State Farm, we understand that protecting your family is a top priority. While many people have life insurance coverage through their employer, that protection often isn’t enough to completely meet the unique needs of growing families—especially when preparing for important milestones like new babies, weddings, and change of residence or employment. Life Insurance Awareness Month is the perfect reminder to review your personal life insurance policy.

A strong life insurance approach begins with selecting the right coverage amount based on both your short- and long-term family goals. Taking the time to establish these needs now can save you thousands and ensure your policy truly supports your loved ones, beyond the limits of workplace coverage.

We also offer valuable savings by bundling life insurance with auto policies, providing you with extra discounts while enhancing your overall protection. We encourage you to schedule a Simple Conversation fact-finder appointment to review your current coverage - in person or virtual! This personalized review helps ensure your family is thoroughly protected today while identifying opportunities to improve your options for the future.

At Fernland State Farm, we’re committed to helping families build confidence and security through forward-thinking life insurance offerings designed to safeguard your dreams and provide lasting support.

Announcements

• Find us at the upcoming Bike Night Event! If you intend to visit some of your favorite vendors, be sure to stop by our tent FIRST!

• To provide an enhanced customer experience, State Farm Payment Plan options for Auto and Fire policies will soon be migrating to State Farms more modernized system, State Farm Billing (or SF Billing). Life, Health, and business policies will remain on State Farm Payment Plans (SFPP) for the time being. Policyholders will receive notice by your communication preference but there will be no action-required at this time. Our team is here to assist and provide clarity as needed throughout this process. Our office may close early in the coming day's as we prepare to work through this migration process with you!

• Did you ever stop in for a 2025 calendar!? We have a limited supply remaining!

• For those requiring immediate assistance when we are out of the office, you may call 800-State-Farm, and should you need to report a claim I advise you do so through your State Farm mobile app, or you may instead text "CLAIM" to 62789, or dial 800-SF-CLAIM. Unfamiliar with our website and State Farm's mobile app? Schedule a Good Neighbor Connect virtual appointment with us, and we'll be happy to walk you through it!

• As of December 1, 2024, to better protect customer funds and mitigate theft risk, we will no longer be accepting cash payments. Customers may submit payments via Electronic Funds Transfer (EFT), Check, and/or Debit and Credit card. Ask us how you can save on insurance payments through our State Farm alliance programs!

About Michael Fernland, Agent

At Fernland State Farm, our Fort Myers agency proudly serves customers throughout all of Florida. With over a decade of experience in insurance and professional advisory services, Michael Fernland and our dedicated team are prepared to discuss auto, home, life, and business insurance designed to meet each customer’s unique needs. What sets us apart is our commitment to exceptional, personalized service—we avoid impersonal call centers and instead provide consistent, reliable support from a familiar team that is dedicated to delivering on the promises we make.

Michael, a proud alumnus of Stetson University and former Division 1 baseball player, brings his strong work ethic and community roots to build lasting relationships with our customers. His favorite part of the job is sitting down for “Simple Conversation” fact-finding appointments, which help us deeply understand your goals and show all the ways we can assist you as your State Farm agent. We believe that thoughtful, forward-looking discussions help you better prepare for life’s challenges and opportunities.

Michael lives locally with his wife Nicole and their two beloved pets: Sir Luther, a spirited Doberman-Pinscher, and Maui, a vibrant conure. Outside of work, he enjoys quality family time, grilling, playing billiards and Texas Hold’em poker, and cheering on his favorite college and professional baseball and football teams.

Fernland's dedication to extreme ownership, continuous learning, and personalized care reflects the core values of Fernland State Farm—ensuring that when you choose us, you don’t just get insurance; you gain a trusted partner committed to Protect, then Invest!

Ask a Licensed Team Member about:

Multi-Line Discount Life, Income Replacement, Retirement preparation, College tuition, Commercial Auto insurance (or Commercial Fleet), Golf cart and Boat insurance, Business insurance; also, Home, Condo, and Renter insurance!