Michael Fernland

Michael Fernland is your State Farm insurance agent in Fort Myers, Florida. At Fernland State Farm, Michael and his team help customers safeguard their vehicles, homes, families, and small businesses with auto insurance, home insurance, life insurance, and business insurance options designed for residents and business owners along the Gulf Coast. Proudly serving Lee County, Fort Myers, Cape Coral and nearby communities, our office offers service in both English and Spanish and uses State Farm’s Good Neighbor Connect platform to assist customers across Florida. Whether you live in the River District, on Fort Myers Beach, or in Cape Coral, we provide clear answers and coverage recommendations that match your everyday priorities.

A Stetson University graduate and former Division I baseball player, Michael brings teamwork, discipline, and a straightforward conversation style to each insurance review. At Fernland State Farm we focus on understanding what matters most so you’re prepared for life’s next chapters and unexpected moments. You’ll see us around town at local traditions like the Edison Festival of Light, River District events, and Cape Corals famous Red White and BOOM—we’re committed to being active in the community we serve.

Ready to review your auto, home, or life insurance, or explore small business coverage? Stop by our Fort Myers office, call anytime, or request a quote by emailing Quote@FernlandFortMyers.com.

Announcements

• You may be required to sign an updated Selection/Rejection form regarding your existing State Farm Auto policy. This is just part of the process as State Farm migrates from its old "legacy" platform, to the new and more modern "Policycenter/Modernization" platform. Please do eSign at first opportunity; and/or, feel free to call us to discuss!

  • Existing customers with State Farm policies effective prior to January 2, 2025, will be receiving letters in the mail that advise your existing "Legacy" State Farm policy will be migrating to State Farm's new and improved modern platform, resulting in a new policy number, which may include combining multiple policies into one single policy, and that an ACTION ITEM may be required of you - Call us to ensure supporting docs are not needed! If you have a vehicle currently "suspended" or intend to "suspend" a vehicle in coming weeks, or if you have general questions related to this matter, please do call-in and speak with one of our licensed Account Managers.

• 2026 Calendars are running thin! Visit us at the agency, say hello, and choose your favorite calendar or two to-go!

• To provide an enhanced customer experience, State Farm Payment Plan (SFPP) options for Auto and Fire policies have successfully migrated to State Farms more modernized system, State Farm Billing (or "SF Billing"). Life, Health, and business policies will remain on State Farm Payment Plans (SFPP) for the time being. Policyholders will receive notice by your communication preference but there will be no action-required at this time. Our team is here to assist and provide clarity as needed throughout this process.

• For those requiring immediate assistance when we are out of the office, you may call 800-State-Farm, and should you need to report a claim I advise you do so through your State Farm mobile app, or you may instead text "CLAIM" to 62789, or dial 800-SF-CLAIM. Unfamiliar with our website and State Farm's mobile app? Schedule a Good Neighbor Connect virtual appointment with us, and we'll be happy to walk you through it!

Ask a Licensed Team Member about:

Multi-Line Discount Life, Income Replacement, Retirement preparation, College tuition, Commercial Auto insurance (or Commercial Fleet), Golf cart and Boat insurance, Business insurance; also, Home, Condo, and Renter insurance!